Introducing buy now, pay later with Shop Pay Installments (powered by Affirm)
Get beautiful memorial jewelry now with financing from as low as 0% APR.
EverWith have partnered with Shop Pay Installments who offer customers the option to pay for their order in full at checkout, or to pay in four, biweekly, interest-free payments, for orders from 50 USD to 999.99 USD.
Alternatively, for orders from 150 USD to 17,500 USD, monthly installment orders are interest-bearing from 10 to 36% APR, and may be paid in three, six, or twelve months depending on the purchase amount.
At checkout simply select ‘Shop Pay Installments' to see the offers available to you.
Interest-free payments
Shop now and spread your purchase over 4 interest free payments, with a payment every two weeks. Simply select Shop Pay Installments at checkout. No interest and no fees.
Interest-bearing Monthly Payments
If you'd like to spend a little more, or pay over a longer period of time, select the Shop Pay Installments option at checkout to see what offers are available to you.
Here's how it works
- At checkout, select Shop Pay Installments as your payment option and continue
- Review your purchase, and then make your first payment at checkout
- The remaining payments are automatically charged to the your card based on the payment schedule you chose. You will get an email reminder before each payment is charged
FAQ's
Are there any additional costs to me?
For installment orders that are split into four biweekly payments, there are no additional charges, interest rates, or late fees. For installment orders that are paid for in monthly payments, interest rates from 10 to 36% APR apply.
Does using Shop Pay Installments impact my credit score?
If you choose to pay for their order in four biweekly installments, then your credit score isn't impacted. If you choose to pay for your order in monthly payments, and don't make your payments on time, then your credit score might be affected. Only monthly payment options might impact your credit score.
Can I purchase gift cards using Shop Pay Installments?
No. Customers can't buy subscription products using Shop Pay Installments.
If you didn't get approved for Shop Pay Installments
If you didn’t get approved for Shop Pay Installments, then check your email inbox for an email from Affirm. This email provides more information about your application. Keep in mind that you might be approved the next time you apply.
Credit freeze or lock
If there's a freeze or lock on your credit report when you apply for Shop Pay installments, then you'll have to temporarily lift it before we can process your application. You can do this online, by phone or by mail. When you lift your freeze or lock online or by phone, you should wait an hour before you contact Affirm to continue your application. When you lift your freeze or lock by mail, it can take a few days for the lift to take effect. You can contact Affirm after the freeze or lock is lifted.
Lead times
If you finance your purchase with Shop Pay Installments, your first payment is due approximately two weeks after your purchase is finalized. Please note that due to the time it takes to craft your jewelry in our workshop, your loan payment(s) may be due before you receive your jewelry.
Where can I find out more about about Shop Pay Installments?
You can find out more here.
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